Supporting SMEs and Employment

We concentrate on production and savings-based economic development and encourage Supporting SMEs and Employment

We prioritize firms that maintain employment, provide value-added manufacturing and increase export for sustainable economic growth.

We support the production and saving-based economic growth model

We support the production and saving-based economic development model rather than the consumption-based model for 69 years and the common ground of all our activities is based on this principle. The share of SME loans among our own loan portfolio is two times the Turkish banking sector average and we are distinguished in terms of the number of customers accessing these loans.

We finance Supporting SMEs and Employment

We finance Supporting SMEs and Employment for a sustainable growth model raising from the foundation according to SDG-8, SDG-9 and SDG-17 goals which refer to Decent Work and Economic Growth, Industry, Innovation and Infrastructure and Partnerships for The Goals of the United Nations.

Supporting SMEs and Employment
For long-term success, we provide tradespeople and businesses with particular benefits and goods.

We take a pioneering role to support small producers in every period, encourage savings to spread to the base and produce financing in the Turkish banking sector.

The share of foreign funding among agriculture, tradesperson and SME customersThe share of foreign funding among agriculture, tradesperson and SME customers

79%

The share of SME-Agriculture loans in the credit portfolio The share of SME-Agriculture loans in the credit portfolio

50%

Total actual export under Asset Guaranteed SecuritiesTotal actual export under Asset Guaranteed Securities

1.83 billion TL

We create social platforms in important components of sustainable development such as tradespeople, energy efficiency and agriculture with the public, finance sector, real sector and NGO collaboration projects. “Our Door Is Open for Tradespeople” platform which is the first platform for tradespeople in Turkey aims for the tradespeople to increase their business volume, and contribute to the production and national economy by encouraging consumers to shop from tradespeople.

We are regarded as “the key bank in Turkey” for international financing institutions to reach the local, producers, tradespeople and SMEs in Anatolia. Approximately 50% of the financing from abroad creates the resources for our agriculture, tradespeople and SME customers. Our bank that issued the first SME loan guaranteed Asset Guaranteed Securities (AGS) in 2011 build a sustainable financing bridge between international financing institutions and SMEs in Anatolia. This transaction which is the first Turkish Lira debiting transaction structured in the international markets is an exemplary model for the banking sector to create alternative sources to support sustainable growth.